Buying a Lake House? Here’s What You Need to Know

Whether you’re an avid angler, an environmentalist who feels at peace surrounded by natural beauty, or a soon-to-be retiree looking for a private haven to enjoy your golden years, a lake house may be ideal for you.

Offering roomy homesites ideally situated on a private peninsula, Fanning Bend is Legacy South’s exclusive lakefront community on Tims Ford Lake near the quiet community of Winchester, TN – close enough to large Southeastern cities like Nashville and Atlanta to feel convenient, but far enough away to feel secluded.

What’s the Best Time to Buy a Lake House?

Imagine waking up each morning to watch the sun rising over the water, hosting lively holiday gatherings with friends and family, or spending lazy summer days swimming and boating. With a lake house, you can make these dreams a reality.

Since spring has sprung, you may wish to start the homebuying process soon and give yourself plenty of time to enjoy the warm weather amid breathtaking surroundings. When you partner with the Legacy South team, we’ll work with you throughout the process, no matter when you decide to start.

How Much Value Does a Lakefront Add to a Property?

Lake houses are consistently in high demand due to their relative scarcity and the unmatched lifestyle benefits they offer.

Homes in Fanning Bend feature stunning lakefront views, generously sized windows, contemporary floor plans, and a connection to nature through the surrounding Tims Ford State Park and Reservoir. Should you ever choose to sell your waterfront property, you can likely expect to command a higher asking price than a similar home that lacks lake access.

Questions to Ask When Buying Lake Property

Is the house sturdy and sustainable?

We believe your home’s design should stand the test of time. Moreover, our hand-selected materials assure high quality in every detail. During design and construction, Legacy South follows a consistent set of architectural guidelines to ensure Fanning Bend residents will live in beautiful homes that respect their natural surroundings.

Will we have enough privacy from our neighbors?

Fanning Bend is ideally situated on a peninsula, accessible via a private wooded drive. Our available lots range from one-quarter to one-half acres. Each home in Fanning Bend also enjoys a dedicated slip in one of our communal docks with year-round boat access.

Is a lakefront house a good fit for my lifestyle?

Fanning Bend homes are ideal for active families who want to surround themselves with natural beauty. Moving to this community is also an excellent choice for people who love to make friends and entertain. Residents have access to the Gathering Point Clubhouse, which offers outdoor patios, a private pool, and more.

How to Live on the Water

Living on the water might be a significant lifestyle change if you’ve never had this experience before. Here are some essential considerations.

  • Before purchasing a lakefront home, research what kinds of homeowners insurance policies you need to ensure full coverage. For example, when you live close to the water, it’s wise to purchase flood insurance, which a standard policy likely doesn’t include.
  • If you plan on swimming, boating, and doing watersports in and around the lake, research its water quality. Tims Ford Lake is a spring-fed body of water, which keeps the lake deep and fresh.
  • Ensure the home has ample storage space for accessories like a kayak, stand-up paddleboard, life jackets, fishing equipment, etc.

Must-Have Amenities

As part of Legacy South’s Scenic Collection, Fanning Bend homes feature the most sought-after modern conveniences, plus private boat slips at our communal docks to ensure every resident has quick, year-round access to the lake. We want your home to feel warm and welcoming from the first moment you walk in the door. When you choose to purchase one of our newly constructed homes, we promise to deliver quality craftsmanship and timeless elegance.

If you’re looking to invest in a lakefront property as a vacation home, a well-deserved retirement retreat, or to give your family a respite from the stressors of big-city life, feel free to reach out to us when you are ready to learn more.

How Can
We Help?

Let's Chat

Realtor Registration


Work With Us


How Can We Help?

Let's Chat: 615-237-7922