Approved Lender Partners

Approved Lender Partners

At Legacy South, we strive to provide you with the best team to support your home buying experience. We have taken the time to carefully vet and build relationships with some of the top lenders in Tennessee, and you have the option and opportunity to work with one of our partners when looking for the best mortgage to meet your needs.


Dalton & Jeff Ponchillia

Dalton | 615-504-7320 | dalton@cmghomeloans.com | cmghomeloans.com

Jeff | 615-456-8415 | JeffP@cmghomeloans.com  | cmghomeloans.com

Native to Nashville, Jeff and Dalton are a dynamic father-and-son team at CMG Financial. Through their combined expertise, clients receive unparalleled guidance through the mortgage process. Their team focuses on making each transaction as smooth as possible, providing step-by-step guidance to borrowers. Jeff and Dalton possess an innate understanding of the middle Tennessee market and ensure tailored solutions for their clients’ needs. But their impact extends beyond mortgages – Jeff’s passion for philanthropy led him to establish Change The Stars, a nonprofit dedicated to caring for an orphanage and children living in extreme poverty in Hati. Through the Ponchillia team, clients receive more than just financial guidance – they become part of a meaningful effort to make a difference in the lives of others, one mortgage at a time.

Dalton  NMLS #2163805  |  Jeff  NMLS #2166604

Kristin Abouelata

865-851-7919 | ateam@migonline.com | www.migonline.com

New Hampshire born yet raised in Maryville, TN, Kristin graduated from Clemson University. Her first job out of college was working for Rolling Stone Magazine in NYC. A southern girl at heart, she moved back to Tennessee in her early twenties and started with Mortgage Investors Group. Kristin has 25 years+ experience and is recognized as one of the nation’s top 100 loan officers by volume (NAMMBA). Check out her over 160+ five-star Zillow reviews! Kristin and her team are dedicated to being there for their clients every step of the way. They have even been accused of making the process FUN!

NMLS #186371

Mackenzie Curtis

352-258-9162 | mcurtis@mutualmortgage.comMutual of Omaha Mortgage Apply Link


With over two decades of mortgage expertise, Mackenzie Curtis is a trusted leader in new construction financing.  As the Regional Vice President for the Builder Division at Mutual of Omaha Mortgage, Mackenzie has built a reputation for delivering tailored lending solutions, which helps homebuyers achieve their dreams with a seamless, stress-free loan process.

Having served the Middle Tennessee market for over a decade, Mackenzie understands the nuances of new construction lending and offers a variety of loan programs, competitive rates, and personalized solutions to fit your financial goals.  Whether you're a first-time homebuyer or moving into your forever home, Mackenzie is dedicated to making the process simple and efficient, ensuring you feel confident every step of the way.

Partner with Mackenzie and the team at Mutual of Omaha Mortgage for a lending experience defined by expertise, integrity, and a commitment to making your dream home a reality.


NMLS  #471956